Maria Macias
Sr. Loan Officer
EMI Funding | LoanPeople
Office: 915.995.7647
Mobile: 915.383.5839
NMLS: 1686706
Email: Maria.Macias@EmiFunding.com
State Licenses: TX & NM
Maria is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Maria Macias is your trusted partner in home financing, offering unparalleled expertise and unwavering dedication. Specializing in a comprehensive range of loan products including purchase, refinance, and renovation options, Maria is committed to serving her clients throughout their entire homeownership journey and for years to come. Maria offers a diverse portfolio of loan products including conventional, VA, USDA, FHA, Jumbo, and more, ensuring a customized solution for each client.
Mortgage Lender Reviews
5 Stars
Feb. 12, 2026 by Ramon B.
El Paso, TX
I want to express my sincere appreciation for the fantastic experience my husband and I had while buying our home with Loan People. We are so grateful to the amazing team—Maria Macias, Ana Valles, and Richard—who worked tirelessly together. Their...
5 Stars
Feb. 11, 2026 by Ramon B.
El Paso, TX
Maria was very helpful and insightful through out our home purchasing journey. Always provided all the detailed information we needed to have it go smoothly. The rest of the team such also helped us out and were patient with us as we tried to provide...
5 Stars
Feb. 02, 2026 by Crystal S.
El Paso, TX
Great communication. They definitely worked in a timely manner. 100% would recommend to anyone buying a home.
5 Stars
Dec. 07, 2025 by Dominic R.
El Paso, TX
I recently had the pleasure of working with Loan People to secure financing for my new home, and I cannot express enough how grateful I am for the support of Sr. Loan Officer Maria Macias and her fantastic coworker Anna Valles. From the very beginnin...
5 Stars
Aug. 21, 2025 by Joshua F.
El Paso, TX
Maria Macias assisted me the entire way and answered all of my questions in a timely manner.
Definitely recommend!
Jul. 16, 2025 by Ivan R.
El Paso, TX
My goodness where do I start… I am a 9 year active duty veteran. I became self employed after service, always filed my taxes and paid an above average back to the IRS every year. I tried numerous “veteran” lenders and would only get approved fo...
I highly recommend Emi Funding!
May. 29, 2025 by Chetos L.
El Paso, TX
I had a great experience from beginning to end with Maria Macias helping me through my purchasing process.
5 Stars
Jun. 30, 2025 by Juan G.
Horizon City, TX
Great service and great follow up through out the whole process
5 Stars
Apr. 24, 2025 by Moe M.
El Paso, TX
Maria Macias recommended she is absolutely helpful, knowledgeable, best Lender out there I have ever worked with, she is on top of it, always with an kind attitude and within reach.
Working with Maria and her team at LoanP...
Nov. 15, 2024 by Kris W.
El Paso, TX
What stood out the most was how quickly they responded to all of our questions and concerns, making the entire process smooth and stress-free. Maria and her staff were incredibly easy to communicate with and kept my wife and me informed every step of...
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.